A complete range of retirement and pension preparation consulting services for Western Australians.
Every service we deliver is underpinned by deep knowledge of Australian superannuation and pension legislation, independent advice, and a commitment to your long-term financial security.
We review your entire superannuation position — fund performance, fees, insurance cover, contribution strategy, and consolidation opportunities — to ensure your super is working as hard as you are.
Navigating Centrelink can be overwhelming. We guide you through Age Pension eligibility, the assets and income tests, and lodge applications on your behalf to maximise your entitlements.
Structuring your retirement income is critical to ensuring your savings last. We design drawdown strategies using account-based pensions, annuities, and hybrid approaches tailored to your lifestyle needs.
For those within 10 years of retirement, we build countdown strategies including salary sacrifice modelling, transition-to-retirement pensions, and lifestyle cost projections.
Ensuring your wealth is protected and passed on according to your wishes. We coordinate with legal professionals to align your super death benefit nominations, wills, and power of attorney arrangements.
A comprehensive review of your investment portfolio to ensure asset allocation, risk profile, and diversification are aligned with your retirement timeline and income requirements.
A structured, transparent process designed to take you from uncertainty to a clear retirement plan.
Free initial consultation to understand your goals, concerns, and current financial position.
Detailed review of your super, assets, income, debts, and pension eligibility.
Build a tailored retirement plan with clear actions, timelines, and projections.
Execute the plan — applications, rollovers, pension setups, and Centrelink lodgement.
Ongoing annual reviews to keep your plan current with legislation and life changes.
"The superannuation consolidation alone saved us over $4,000 a year in fees. Pension Preppers made everything simple and we finally feel confident about our retirement."
"I had no idea I was eligible for a part Age Pension. The team ran the numbers, lodged the application, and within weeks I was receiving fortnightly payments."
"As a business owner approaching 60, I needed a clear exit strategy. Pension Preppers built a plan that covered super contributions, tax minimisation, and a smooth transition."
Get in touch with our team to discuss how Pension Preppers can help you build a clear, actionable retirement plan tailored to your goals and circumstances.